Frequently Asked Questions

What's happening?

Come back soon for a schedule of 2019 Medicare seminars!

When is open enrollment?

Medicare Advantage(MA)/Medicare Prescription Drug Plans (PDP):

  • BEGINS Sunday, October 15, 2018 Discuss details of the 2019 medicare plans by attending seminars, phone or office appointments beginning October 1st
  • ENDS December 7, 2018
    This is the last day of the annual election period when changes made will be effective January 1, 2019

Affordable Care Act (ACA) Plans:

  • Exact open enrollment dates for fall have not yet been announced

What to bring to your appointment?


  • Red, white & blue card If you do not have this please contact your local Social Security Office 
  • List of current prescriptions or bring your bottles with you
  • Scope of appointment form signed (see link below)

Individual Health Insurance:

  • Social Security numbers and birth dates for all family members
  • Financial information to project future income (taxes, paystubs, self employment, etc)
  • Affordable Care Factfinder form (See link below)
  • PII-Personally Identifiable Information form signed (see link below)

Travel Insurance:

  • Dates and location of travel
  • Cost of trip
  • Airline or cruise ship information
  • Comparison quote

Final Expense Trust

  • Financial information for insured

How much does an appointment with an agent cost me?

Nothing!  We are here to help you pick the best plans that fits your needs and budget.  As agents, we are compensated by the insurance companies.  We have a variety of different carriers and plans for you to choose from.    

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